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0}.guide-print-link{font-size:13px;display:inline-block;margin-top:20px;text-underline-offset:4px}.guide-band{background:#eef1eb;padding:48px 0}.guide-band:nth-of-type(2){background:#faf9f5;border-bottom:1px solid #d5dcd6}.stage-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.stage-grid a{display:block;border:1px solid #c7d1c9;padding:23px;text-decoration:none;background:#fffefa;border-radius:3px}.stage-grid b{display:block;font-size:17px;line-height:1.4;margin-bottom:9px}.stage-grid span{font-size:14px;line-height:1.5;color:#53646b}.stage-grid a:hover,.guide-card:hover{border-color:#526f61;background:#f2f5ee}.guide-index{padding-block:60px}.guide-section-heading{display:flex;align-items:end;justify-content:space-between;gap:38px;margin-bottom:28px}.guide-section-heading 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img{width:100%;height:auto}.guide-breadcrumb{display:flex;gap:12px;padding-block:24px;font-size:12px;color:#62716d}.guide-layout{display:grid;grid-template-columns:235px minmax(0,820px);gap:64px;justify-content:center;padding-bottom:70px}.guide-side{align-self:start;position:sticky;top:24px;font-size:13px}.guide-side nav{display:flex;flex-direction:column;border-top:1px solid #cfd9d2}.guide-side nav a{display:block;padding:13px 12px;border-bottom:1px solid #d9e0d9;text-decoration:none;line-height:1.5}.guide-side nav a[aria-current=page]{background:#e4ebe1;border-left:3px solid #58715e;padding-left:9px;font-weight:600}.guide-home{font-weight:600}.guide-article{min-width:0}.guide-title{padding:13px 0 25px;border-bottom:1px solid #d1d8d1}.guide-title h1{font-size:clamp(34px,4vw,49px);line-height:1.08;letter-spacing:-.045em;max-width:23ch;margin:0 0 23px}.guide-deck{font-size:20px;line-height:1.6;max-width:65ch}.guide-meta{display:flex;justify-content:space-between;gap:16px;align-items:center;margin-top:24px;font-size:11px;color:#53646b}.guide-meta button{background:transparent;border:0;color:#193748;text-decoration:underline;padding:10px 0;min-height:44px;font-size:12px}.guide-toc{display:flex;flex-wrap:wrap;gap:9px 16px;padding:20px 0;font-size:13px;line-height:1.6;border-bottom:1px solid #d1d8d1}.guide-toc span{font-weight:600;flex-basis:100%}.guide-toc a{text-underline-offset:4px}.guide-section{padding:34px 0;border-bottom:1px solid #d1d8d1;scroll-margin-top:22px}.guide-section h2,.guide-sources h2,.guide-next h2{font-size:28px;line-height:1.2;letter-spacing:-.025em;margin:0 0 20px}.guide-section h3{font-size:20px;margin:22px 0 14px}.guide-section p{font-size:16px;line-height:1.75;margin:17px 0}.guide-section a,.guide-sources a{text-underline-offset:3px}.guide-table{margin:24px 0;overflow-x:auto}.guide-table table{width:100%;border-collapse:collapse;font-size:14px;line-height:1.65;text-align:left}.guide-table th{background:#e9eee6;font-size:11px;letter-spacing:.04em;text-transform:uppercase;padding:15px 13px;vertical-align:top}.guide-table td{border-bottom:1px solid #d6dcd5;vertical-align:top;padding:18px 13px}.guide-table tr:nth-child(even) td{background:#f0f3ec}.guide-table td:first-child{min-width:110px}.guide-table td strong{display:inline-block;margin-bottom:7px}.guide-figure{margin:24px 0;background:#edf1e9;border:1px solid #d6ded4;border-radius:4px;padding:8px 12px 14px}.guide-figure img{display:block;width:100%;height:auto}.guide-figure figcaption{font-size:11px;line-height:1.5;padding:0 12px;color:#53646b}.rating-controls{display:flex;gap:8px;flex-wrap:wrap;margin:20px 0}.rating-controls button{background:#f4f6ef;border:1px solid #bccabf;color:#193748;padding:12px 17px;font:inherit;font-size:14px;min-height:44px;border-radius:3px}.rating-controls button[aria-pressed=true]{background:#254a45;color:white;border-color:#254a45}.checklist{display:grid;gap:0;margin:24px 0;border-top:1px solid #d3dcd2}.checklist label{display:flex;align-items:start;gap:13px;padding:16px 5px;border-bottom:1px solid #d3dcd2;font-size:15px;line-height:1.65;cursor:pointer}.checklist input{width:18px;height:18px;flex-shrink:0;margin-top:3px;accent-color:#254a45}.guide-sources{background:#edf1e9;padding:26px;margin:34px 0}.guide-sources h2{font-size:20px}.guide-sources p{font-size:12px;line-height:1.65;margin:12px 0}.guide-sources ul{padding-left:18px;font-size:13px;line-height:1.8}.guide-sources li{margin:7px 0}.guide-next{border:1px solid #c7d1c5;padding:28px;margin-top:30px}.guide-next p{font-size:15px;line-height:1.6;margin:16px 0}.guide-next>a:last-child{display:block;margin-top:22px;font-size:14px}.budget-tool{background:#edf1e9;padding:26px;border-radius:4px}.budget-fields{display:grid;grid-template-columns:1fr 1fr;gap:16px 22px}.budget-fields label,.quote-labels label{font-size:13px;line-height:1.5}.budget-fields input,.quote-labels input,.guide-table textarea{font:inherit;display:block;width:100%;background:#fffefa;border:1px solid #a5b5a7;color:#193748;border-radius:3px;padding:11px;margin-top:8px;min-height:44px}.guide-table textarea{min-width:150px;resize:vertical;font-size:13px;line-height:1.6}.quote-labels{display:grid;grid-template-columns:1fr 1fr;gap:20px}.budget-total{border-top:1px solid #bacab9;padding-top:22px;font-size:16px!important}.budget-total output{display:block;font-size:32px;font-weight:600;line-height:1.4}.budget-tool .small{font-size:12px}.handoffs{counter-reset:handoff;list-style:none;padding:0}.handoffs li{counter-increment:handoff;position:relative;padding:0 0 22px 52px;border-left:1px solid #bdcdbd;margin-left:16px}.handoffs li:before{content:counter(handoff);position:absolute;left:-17px;top:0;width:34px;height:34px;display:grid;place-items:center;border-radius:50%;background:#254a45;color:white;font-size:13px}.handoffs h3{margin-top:0}.guide-section blockquote{padding:24px;border-left:3px solid #59755f;background:#edf1e9;font-size:16px;line-height:1.8;margin:20px 0}.guide-handbook{max-width:900px;padding-block:40px}.chapter-title{font-size:36px;line-height:1.2;letter-spacing:-.035em;margin-bottom:22px}.handbook-chapter{padding-top:50px;margin-top:30px;border-top:3px solid #193748}.print-answer{display:none}.guides-page button{cursor:pointer}.guides-page :focus-visible{outline:3px solid #9c6737;outline-offset:4px}.guides-page input:focus-visible,.guides-page textarea:focus-visible{outline-offset:1px}
.quote-labels+.guide-table table{table-layout:fixed}.quote-labels+.guide-table th,.quote-labels+.guide-table td{width:33.333%;overflow-wrap:anywhere}
@media(max-width:1100px){.guide-layout{gap:35px;grid-template-columns:200px minmax(0,1fr)}.guide-hero-layout{gap:30px}.guide-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:900px){.guide-hero-layout{grid-template-columns:1fr}.guide-hero h1{max-width:16ch}.guide-hero img{aspect-ratio:1.8}.guide-layout{display:block}.guide-side{position:static;margin-bottom:26px}.guide-side nav{display:none}.guide-side .guide-print-link{margin:0}.guide-title h1{max-width:25ch}.guide-feature{gap:25px}.guide-feature h2{font-size:30px}.guide-section .stage-grid{grid-template-columns:1fr}}
@media(max-width:640px){.guide-hero{padding:38px 0}.guide-hero h1{font-size:42px}.guide-hero p:not(.guide-kicker){font-size:17px}.guide-hero-layout{gap:28px}.guide-actions .button{width:100%}.guide-grid,.stage-grid,.guide-feature{grid-template-columns:1fr}.guide-band{padding:34px 0}.guide-index{padding-block:38px}.guide-section-heading{display:block}.guide-section-heading h2{font-size:29px}.guide-section-heading>p{margin-top:18px}.guide-card{padding:25px 24px 42px}.guide-card h3{font-size:24px}.guide-breadcrumb{padding-block:18px}.guide-title h1{font-size:36px}.guide-deck{font-size:18px}.guide-meta{align-items:start;flex-direction:column;gap:4px}.guide-toc{display:block}.guide-toc span{display:block}.guide-toc a{display:block;padding:8px 0}.guide-section{padding-block:28px}.guide-section h2{font-size:25px}.guide-section p{font-size:16px}.guide-table table,.guide-table tbody,.guide-table tr,.guide-table td{display:block}.guide-table thead{position:absolute;width:1px;height:1px;overflow:hidden;clip-path:inset(50%)}.guide-table tr{padding:12px 0;border-bottom:2px solid #c0cebf;background:#f2f4ee}.guide-table tr:nth-child(even){background:#e9eee5}.guide-table td,.guide-table tr:nth-child(even) td{border:0;padding:10px 15px;background:transparent!important}.quote-labels+.guide-table td{width:auto}.guide-table td:before{content:attr(data-label);display:block;font-size:10px;font-weight:600;letter-spacing:.05em;text-transform:uppercase;margin-bottom:5px;color:#53646b}.guide-table textarea{min-width:0}.budget-fields,.quote-labels{grid-template-columns:1fr}.budget-tool{padding:20px}.guide-sources{padding:22px}.rating-controls{gap:6px}.rating-controls button{font-size:12px;padding:10px}.guide-figure{padding-inline:0}.guide-feature img{margin-top:10px}.guide-handbook .guide-grid{grid-template-columns:1fr}}
@media print{body.guides-page{background:white;color:#111;font-size:11pt}.guides-page .header,.guides-page footer,.guides-page .guide-side,.guides-page .guide-toc,.guides-page .guide-actions,.guides-page .guide-meta button,.guides-page .guide-next,.guides-page .quote-section,.guides-page .rating-controls,.guides-page .skip,.guides-page .guide-breadcrumb{display:none!important}.guides-page .wrap{width:100%;max-width:none}.guide-layout{display:block;padding:0}.guides-page .guide-handbook .guide-toc{display:block!important;margin-top:24px}.guide-handbook .guide-toc a{display:block;padding:7px 0}.guide-title h1{font-size:27pt;max-width:none}.guide-deck{font-size:13pt}.guide-section h2{font-size:18pt;break-after:avoid}.guide-section p,.guide-section li,.guide-table{font-size:10pt}.guide-section{padding:18px 0}.guide-section .rating-panel[hidden]{display:block!important}.guide-figure{break-inside:avoid;max-width:600px}.guide-table{overflow:visible}.guide-table table{display:table}.guide-table tbody{display:table-row-group}.guide-table tr{display:table-row;break-inside:avoid}.guide-table td{display:table-cell;padding:10px;border-bottom:1px solid #ccc}.guide-table td:before{display:none}.guide-table thead{position:static;display:table-header-group;width:auto;height:auto;clip-path:none}.guide-table textarea,.quote-labels input{display:none}.print-answer{display:block;white-space:pre-wrap;overflow-wrap:anywhere;min-height:45px;border-bottom:1px solid #bbb}.quote-labels .print-answer{min-height:24px}.quote-labels+.guide-table td{width:33.333%}.guide-sources{background:white;break-inside:avoid;padding:16px 0;border-top:1px solid #ccc}.guide-sources a:after{content:' (' attr(href) ')';font-size:8pt;overflow-wrap:anywhere}.handbook-chapter{break-before:page;border-top:0}.stage-grid{display:block}.stage-grid a{margin-bottom:10px}.budget-fields{grid-template-columns:1fr 1fr}.guides-page button{display:none}.guide-grid{grid-template-columns:1fr 1fr}.guide-card{padding:15px}.guide-hero{background:white;padding:20px 0}.guide-hero-layout{display:block}.guide-hero figure{max-width:500px;margin-top:20px}.guide-feature{display:block}}